Personal Bankruptcy Attorneys
If you are struggling to meet your personal financial obligations, you may be uncertain about the best approach under the federal bankruptcy laws. You may be considering a Chapter 7 filing, but are uncertain about which debts can be discharged under Chapter 7 and which assets may be exempt from sale. The law can be confusing and it is important for you to have an experienced bankruptcy lawyer, one who knows the law and can help you determine if a Chapter 7 filing is right for you.
At the law office of Belsheim & Bruckert, LLC, we offer experienced counsel to men and women who are considering filing for protection under Chapter 7 of the federal bankruptcy law. We are not a bankruptcy mill and will take the time to learn the unique aspects of your situation so that we can help you identify and implement solutions that meet your needs. Contact our office to schedule a free initial consultation.
Our Chapter 7 Bankruptcy Practice
We handle all matters relating to a Chapter 7, from the preparation and filing of all necessary paperwork to representation in hearings and meetings with creditors, the bankruptcy trustee and the bankruptcy court.
Under a Chapter 7 bankruptcy filing, also known as a liquidation, you are allowed to permanently discharge certain debts in exchange for the sale of non-exempt assets. Under the new bankruptcy law, enacted in 2005, you must qualify to file for protection under Chapter 7 by submitting to a "means test" to demonstrate to the bankruptcy court that you lack the ability to repay your debts.
When you hire us to represent you in a personal bankruptcy matter, we will help you determine which debts can be discharged before you file so that you have a better understanding of the benefits that a Chapter 7 can provide. We will also make certain that any exempt assets are excluded from sale in bankruptcy proceedings.
Filing a Chapter 7 bankruptcy gives you immediate relief from harassing calls and letters from creditors. E-mail or call us at 618-589-1152 (toll free 1-866-901-6137) today so that we can help you get on the path to financial security. We are available to meet with clients from 8:00 am to 5:00 pm, Monday through Friday, and outside normal business hours by appointment. We accept Visa, MasterCard and Discover.
Belsheim & Bruckert, LLC
1002 E. Wesley Drive, Suite 100
O'Fallon, IL 62269-6136
Telephone: 618-589-1152 | Toll Free 1-866-901-6137
Map & Directions
At the law office of Belsheim & Bruckert, LLC, in O'Fallon, we represent clients throughout the Metro East region in Illinois, including Fairview Heights, Belleville, Collinsville, Shiloh, Swansea, Mascoutah, Scott Air Force Base, Caseyville and Lebanon; and in Madison County, St. Clair County, Clinton County and Monroe County.